We're all aware that if we're going to spend time building software, it should actually solve someones problem.
We also know that ideas are easy to come by, but solvable problems are harder.
So, what is your problem that needs solving? Either you'll get a response to something you didn't know existed that solves your problem, or someone might start working on a solution for it.
My dream would be a product offering that offered pass-through payment processing, so my vendors have an account and give my store a key. Payments go directly to the vendor, and a pre-negotiated amount or percentage is automatically collected and sent to me. Both me and the vendor pay the same processing rate.
I have several concepts I'd love to build and launch, but all of them fall down because I can't easily justify a 2x2.9% transaction fee.