I can cook some basic dishes, but I don't want to. I don't want to learn how to cook more stuff. I don't want to exert time or effort towards doing so, and the cost savings, etc... don't really matter to me. I've been eating out almost exclusively for the most part in the last 15 years. Might not be the healthiest or most ideal, but not really the issue I'm addressing here. My original point is I want a list of places open late, what they serve, and a way to get food delivered. I'd pay a premium for that. I'm sure other nightowls working late in the bay (anywhere too) would too even if they can cook, etc...
The commenter will have to come to that conclusion on his/her own, if ever. You projecting your values on to them in a patronizing tone that doesn't answer his challenge is not a helpful contribution to the conversation.
To me that sounds like the real problem to solve.