In a few states, there is a state-run short-term disability insurance program that pays if you are sick. Some employers offer short-term disability insurance as part of their benefits package, which is also available to purchase privately. If you don't have this, you are on your own in the short term. If you or a family member are sick, your employer must give you job-protected unpaid leave for up to six months.
If you have a long-term disability, which is expected to last longer than a year or result in death, you are eligible for Social Security Disability payments and Medicare health insurance from the federal government. Again, some employers offer supplemental term disability insurance as part of their benefits package, and it is also available to purchase privately.
In a few states, there is a state-run short-term disability insurance program that pays if you are sick. Some employers offer short-term disability insurance as part of their benefits package, which is also available to purchase privately. If you don't have this, you are on your own in the short term. If you or a family member are sick, your employer must give you job-protected unpaid leave for up to six months.
If you have a long-term disability, which is expected to last longer than a year or result in death, you are eligible for Social Security Disability payments and Medicare health insurance from the federal government. Again, some employers offer supplemental term disability insurance as part of their benefits package, and it is also available to purchase privately.