In a few states, there is a state-run short-term disability insurance program that pays if you are sick. Some employers offer short-term disability insurance as part of their benefits package, which is also available to purchase privately. If you don't have this, you are on your own in the short term. If you or a family member are sick, your employer must give you job-protected unpaid leave for up to six months.
If you have a long-term disability, which is expected to last longer than a year or result in death, you are eligible for Social Security Disability payments and Medicare health insurance from the federal government. Again, some employers offer supplemental term disability insurance as part of their benefits package, and it is also available to purchase privately.
There's a separate short term disability (STD) benefit and ppl can still receive a certain percentage of their income when on leave. FMLA for longer absence
Yeah I got sick, had diagnosis from a doctor, and they denied my claim for a bunch of bullshit reasons. It took them 2 months to finally tell me I was denied. Just to recieve a fucking fax took 24-48 hours. They delay and delay as much as they can and will pull every trick to deny you. Then when they finally deny you, you just get a letter and your only way to appeal is by mail. They don't even have the decency to make your "representative" call you and tell you. Insurance is a scam.
FMLA is also only good for 12 weeks a year. And FMLA only says that they can't fire you or cancel your benefits for being sick or caring for a family member, it doesn't give you any other benefits.
You can even have accrued sick days, starting at 0. Catch covid week 3 at Amazon? You'll start having problems above and beyond the illness in a hurry.
