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As does yours. But you are using an economic trick to hide it from yourself. See the "Save More Tomorrow" plan by Nobel Laureate Thaler and Sunstein https://en.wikipedia.org/wiki/Nudge_(book)#cite_ref-21

It is not really different from whether the company pays for your office space, laptop, and health care, or makes you pay for those out of pocket.



It's not an economic trick. If my employer weren't paying for offices they wouldn't be plowing the rest of that on top of my salary. Indeed it's the opposite; fully remote workers make less.




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