But thinking about lifetimes and RAII is 90% of memory management.
Basically whether you write C, C++, or Rust, you have to track ownership the same ways, the only thing that changes is how much the compiler helps you with that. However, if you write your program in Java, Lisp or Haskell, you simply do not care about ownership for memory-only objects, and can structure your program significantly differently.
This can have significant impact on certain types of workflows, especially when it comes to shared objects. A well-known example is when implementing lock-free data structures based on compare-and-swap, where you need to free the old copy of the structure after a successful compare-and-swap; but, you can't free it since you don't know who may still be reading from it. Here is an in-depth write-up from Andrei Alexandrescu on the topic [0].
Note: I am using "object" here in the sense from C - basically any piece of data that was allocated.
With modern C++ your memory checklist is two steps: put it on the stack, put it in a unique_ptr on the stack. There are more steps after that, but you almost never get to them and wouldn't remember them if you discovered the need for them (which is okay because you never get there).
Your checklist is only covering the simplest case, direct ownership of small data structures.
I'm not going to put a large array on the stack. I'm not going to pass unique_ptr (exclusive ownership) of every resource I allocate to every caller. I still need to decide between passing a copy, a unique_ptr, a reference, or a shared_ptr. When I design a data structure with interior pointers, I need to define some ownership semantics and make sure they are natural (for example, in a graph that supports cycles, there is no natural notion of ownership between graph nodes).
These are all questions that are irrelevant in a GC langauge, for memory resources.
Basically whether you write C, C++, or Rust, you have to track ownership the same ways, the only thing that changes is how much the compiler helps you with that. However, if you write your program in Java, Lisp or Haskell, you simply do not care about ownership for memory-only objects, and can structure your program significantly differently.
This can have significant impact on certain types of workflows, especially when it comes to shared objects. A well-known example is when implementing lock-free data structures based on compare-and-swap, where you need to free the old copy of the structure after a successful compare-and-swap; but, you can't free it since you don't know who may still be reading from it. Here is an in-depth write-up from Andrei Alexandrescu on the topic [0].
Note: I am using "object" here in the sense from C - basically any piece of data that was allocated.
[0] http://erdani.org/publications/cuj-2004-10.pdf