While it cannot definitively be proven why somebody moves to X country and becomes a citizen, obviously it is for the benefits. In Europe, STEM workers typically get paid less, and often one needs an advanced degree (unless an internal company transfer occurs) due to the Bologna Process, which is a pan-European degree (education requirements) recognition agreement that applies to Americans too. So, one becomes a citizen for the values and the benefits.
It is clear that the article that you linked is talking about cost liability under contract, especially since it is coming from a "health payer organization". This includes the mentions of surprise billing, which are often classified as out-of-network, but under contract. Likewise, out-of-pocket costs in the article are being mentioned with respect to people insured and what was covered under contract.
You can get screwed financially as a cancer patient on Medicare. I personally have 2 rare immune mediated neurological diseases affecting my peripheral nervous system. One of them is very rare and I cannot go on a Medicare Advantage plan, as it would be an HMO with severe network restrictions. Once you go on a Medicare advantage plan, you effectively cannot go back to traditional Medicare (and also cannot get a Part B Medigap plan, because medical underwriting is allowed, even post ACA).
The problem is that traditional Medicare does not have out of pocket limits, and you can be subject to several tens of thousands of dollars in liability for prescription drugs once you hit the Medicare Part D prescription catastrophic coverage level, especially if you require an orphan drug.
For me, I require subcutaneous immunoglobulin and it is the only medication that has ever worked for me or put me in remission and I have tried about 10 different medications, plus combinations of them. It is literally my only option. Even intravenous immunoglobulin in the hospital (Medicare Part B), when optimized, was ineffective and never put me in remission.
I have Medicare due to disability and I am working now (I can keep Medicare for life technically if I pay the premiums every month). But, if I was living in the US, my yearly medical costs would be around $40,000-60,000/year on Medicare.
There are articles about this on the Kaiser Family Foundation website on Medicare Catastrophic Coverage liability. It happens to a lot of cancer patients and also people with rare diseases.
This is one of the reasons why I don’t live in the US, and the primary reason why I don’t live in the US is because of healthcare. Being able to work (with better protections--critical for me) and not having to worry about healthcare is worth living in Europe.
That's not obvious at all and you're just making things up. Most Americans who emigrate to the EU do so for family reasons like marriage, or because they got a better job offer. Very few do so for benefits. Serious medical conditions like yours are rare.
No they are not. Collectively, 7% of the general population has some sort of a rare disease, which can benefit from orphan drugs, which typically costs hundreds of thousands of dollars per year, and in some cases--millions per year. No, I am not making this up.
1. https://ec.europa.eu/eurostat/statistics-explained/index.php... 2. https://ec.europa.eu/eurostat/statistics-explained/index.php...
While it cannot definitively be proven why somebody moves to X country and becomes a citizen, obviously it is for the benefits. In Europe, STEM workers typically get paid less, and often one needs an advanced degree (unless an internal company transfer occurs) due to the Bologna Process, which is a pan-European degree (education requirements) recognition agreement that applies to Americans too. So, one becomes a citizen for the values and the benefits.
It is clear that the article that you linked is talking about cost liability under contract, especially since it is coming from a "health payer organization". This includes the mentions of surprise billing, which are often classified as out-of-network, but under contract. Likewise, out-of-pocket costs in the article are being mentioned with respect to people insured and what was covered under contract.
You can get screwed financially as a cancer patient on Medicare. I personally have 2 rare immune mediated neurological diseases affecting my peripheral nervous system. One of them is very rare and I cannot go on a Medicare Advantage plan, as it would be an HMO with severe network restrictions. Once you go on a Medicare advantage plan, you effectively cannot go back to traditional Medicare (and also cannot get a Part B Medigap plan, because medical underwriting is allowed, even post ACA).
The problem is that traditional Medicare does not have out of pocket limits, and you can be subject to several tens of thousands of dollars in liability for prescription drugs once you hit the Medicare Part D prescription catastrophic coverage level, especially if you require an orphan drug.
For me, I require subcutaneous immunoglobulin and it is the only medication that has ever worked for me or put me in remission and I have tried about 10 different medications, plus combinations of them. It is literally my only option. Even intravenous immunoglobulin in the hospital (Medicare Part B), when optimized, was ineffective and never put me in remission.
I have Medicare due to disability and I am working now (I can keep Medicare for life technically if I pay the premiums every month). But, if I was living in the US, my yearly medical costs would be around $40,000-60,000/year on Medicare.
There are articles about this on the Kaiser Family Foundation website on Medicare Catastrophic Coverage liability. It happens to a lot of cancer patients and also people with rare diseases.
This is one of the reasons why I don’t live in the US, and the primary reason why I don’t live in the US is because of healthcare. Being able to work (with better protections--critical for me) and not having to worry about healthcare is worth living in Europe.