This is it exactly. The voters are the ones who are ultimately responsible, and they'll be the ones to ultimately pay, just as it should be. They should be voting for competent leaders, and for sufficient taxes to pay decent salaries to attract good IT talent, but they don't, so this is what they get.
Every nation gets the government it deserves. - Joseph de Maistre
It sounds like you don't understand what "fascism" is, because this statement is plainly wrong.
The common statement is that "democracy is tyranny of the majority*, which is basically true IMO. Tyranny is not synonymous with fascism, though fascism can certainly be a form of tyranny.
Anyway, it doesn't matter if the voters aren't one person; they're a collective, and collectively they generally approve whatever government they're living under, or else they wouldn't have elected it, or allowed it to continue to rule them. If they elected it, they're getting what they voted for and what they deserve. If they didn't elect it, but allow it to rule them anyway, they're still getting what they deserve (though I'd make an exception for a small country being forcibly occupied by a much larger and more powerful country).