I dont understand all this "retirement" anxiety. Anyone with half a brain can find a job/lifestyle they'd love doing forever and save enough money not to have to worry about it. Why fritter away you life on activities you hate?
This is not true in my experience. There are a lot of people who want to do a job that doesn't pay well (like teaching elementary school) or there aren't any jobs in their area other than physical labor (much of the midwest US outside of the cities).
Saying "anyone with half a brain can find a job they love" is really dismissing quite a lot of people that are not in the same privileged situation as you.