I guess that's the rub. As a customer (not a merchant) I will always trust paypal or visa over the person I am paying. If something doesn't get delivered, I get my money back.
Also Stripe is now the middleman. I'm not giving BTC to a merchant, I'm giving it to stripe to give to the merchant. That's good also, because I trust stripe more than merchant XYZ.
I'll note that Stripe will likely not refund you if the merchant refuses to. They do do some minor checking that the entity you're paying actually exists, though.
Also Stripe is now the middleman. I'm not giving BTC to a merchant, I'm giving it to stripe to give to the merchant. That's good also, because I trust stripe more than merchant XYZ.