Yeah, right, there is lots that can be done. Sadly, also Germany is still somewhat backward in that regard. Every reader seems to work differently, so I’m always a bit hesitant to just stick in my card unprompted (and maybe prematurely), lest I get yelled at or something.

There is lots to optimise, but chip and PIN is not inherently slow. In fact, for me it’s already as fast as cash in most cases.