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I'm voting for the fortunes divided option. Families can also grow exponentially.


I remember reading somewhere that one of the latest generation of the Du Pont or Rockefeller family were somewhat surprised to find out that their trust was just a few million dollars, due to the fortune being spread across so many descendants. And I would guess that many family wealth managers focus more on capital preservation and income than growth, so inflation eats away at fortunes over time.




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