First, it depends on the rental market. Unless the local housing market deflates, after several years you should be able to get more than your expenses in rent, even after giving the management company their 10% (or whatever it is in your area).
Second, the break-even point is based on the principal to interest split in your payment. That is a function of your loan term and how deep into the term you are.
Second, the break-even point is based on the principal to interest split in your payment. That is a function of your loan term and how deep into the term you are.