In the early 80s, even though I had access to a terminal, I always wrote my code out with pencil and paper before typing it in. Don't remember why exactly. I wonder if that was just a holdover from an earlier time and how we were taught.
I used to code like that even into the 1990s when I worked at an investment bank that used BASIC (yes, old-style basic with line numbers). We had dumb terminals at our desks, but the editor capabilies were pretty limited so it was often more productive to write pencil drafts of your code until it was close to correct. Extensive pencil reworking on printed copies of the code was also common.
