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>To me it sounds like you never had a long-term plan for the treatment or your own future. You jumped in, blew your savings, and now you're stuck.

You think that the OP is to blame for not having a long-term plan for a scenario in which one's very close family member is diagnosed with a previously unknown disease and $150k is not enough to take care of that?

You think this is an instance of poor planning on the OP's fault?



I do.

Cancer kills quickly, but not "tomorrow" quickly. This gives an opportunity to consider the big picture and how you'll navigate this challenge. The OP himself writes that his savings lasted for 4+ months. I was surprised that, in this timeframe, zero thought appears to have been given to the question: "What happens when my money runs out?".

The final outcome may have been the same (asking for donations online), but you'd be starting out early instead of with your back against the wall. Same as with startup funding: if you look for funding only when you're out of runway, you'll have a next-to-impossible time of securing it (or securing it on good terms).


Okay! Scenario time! Same thing happens to you, or your family. A family member has cancer. It's going to cost $50k and a few months. What do you do?

Oh wait. Instead of $50k, it's more like $75k. Actually, make that $125k. But it's going to be $125k and no more.

Just kidding. In fact, because I'm playing the role of Life + Healthcare in this scenario, I'm going to lob a little bit more at you. In fact, it's going to be $1M. (Think this is implausible? Sorry, it's not. [1]) What are you going to do? Also, I may up that number a little bit more, just for kicks. What are your plans?

[1] http://www.slate.com/articles/double_x/doublex/2014/02/tim_a...


Your post may be more convincing if you outlined your actual point instead of relying on hypothetical scenarios. My only guess at what you're saying is: "Healthcare costs can be unpredictable." That's a fair assumption, but it fails to negate my previous point in any way.


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