> Go ahead, then. Tell 90% of insurance carriers that you have committed to, documented yoga, gym attendance, walks every day. Ask them what premium reduction they're prepared to offer as a result. Be ready to hold the phone away from your ear as they laugh.
I don't know how widespread it is, but the two major insurance carriers in my area (Rochester, NY) both have plans where can earn credits (up to ~$500) for healthy behaviour - gym memberships, yoga, etc.
> The preponderance of a population to have this condition, and ergo this average healthcare cost, hasn't increased by virtue of him wanting insurance. But you watch, as a carrier will deny him (or at least subject him to extensive waitlisting).
This, definitely. I know at least one person denied health insurance due to seeing a therapist for three months while having a rough spot in high school. It was nearly a decade ago and the therapist wrote a letter along the lines of "situational, no ongoing issue, no condition remains". No dice.
I don't know how widespread it is, but the two major insurance carriers in my area (Rochester, NY) both have plans where can earn credits (up to ~$500) for healthy behaviour - gym memberships, yoga, etc.
> The preponderance of a population to have this condition, and ergo this average healthcare cost, hasn't increased by virtue of him wanting insurance. But you watch, as a carrier will deny him (or at least subject him to extensive waitlisting).
This, definitely. I know at least one person denied health insurance due to seeing a therapist for three months while having a rough spot in high school. It was nearly a decade ago and the therapist wrote a letter along the lines of "situational, no ongoing issue, no condition remains". No dice.