Phobia? Hardly. You don't call an ftp client and ssh client do you? Likewise you would and should never call a man a woman, unless you're tying to insult him and vice versa. It's called logic and not some ridiculous concept of accepting a mental disorder as something to be celebrated.
Actually, It's called not knowing what the fuck you're talking about
The logical thing to do would be to educate yourself.
P.S. trans people's brains objectively show non expected neural activation. And this is just one of the many ways for people to understand trans. It's a real thing and you need to EDUCATE YOURSELF instead of acting like bill oreilly. Ignorant asshole.
It's what's called a defect such as when a system doesn't perform as expected. Sorry. No amount of emotionally supported bullshit is going to change facts.
