> But Chip-and-PIN makes using credit cards marginally less convenient
Only because they chose to require the PIN every time. They could have instead have it depend on transaction amount and amount/transactions/time since the last PIN check like what we have for contactless now.
Only because they chose to require the PIN every time. They could have instead have it depend on transaction amount and amount/transactions/time since the last PIN check like what we have for contactless now.