I grew up in an ultra rural part of Pennsylvania. I honestly thought my life was pretty good, and I had great parents and a great school with teachers who cared. My parents were(/are) great, but I later found out my school was ranked D- in the state. I think my parents didn't have huge earnings potential, but were really good at saving. So, my thoughts come directly from my life. A grade school friend of mine came home one day and told his parents that his little sister lost her retainer at school, and his parents were wailing and moaning for literally days over the $150 replacement. Meanwhile, my little brother did the same exact thing a few months earlier and my parents were able to deal with the issue, even though my mom and dad worked the exact same jobs as my friends parents.

My first job out of college I earned more than both of my parents combined and I felt pretty guilty about it for a while. Then I started earning 10x what they made while doodling on a computer all day, and the work:money conception lost all meaning to me.