Looks like that case was resolved to the policyholders satisfaction, so not a good example at all. Besides that, the denial was because they were, in actuality, not in compliance with their policy, not because they did something stupid. It was a stupid denial because the violation was extremely in the “well, technically” category, and had nothing to do with the loss.

https://www.insurancenews.com.au/daily/egg-side-hustle-claim...