You're missing the point completely. I was not talking about why hospital debt is big, but the difference in how debt in general of all sizes gets collected.
Because in most of Europe even a 50 Euro debt will be collected, medical or not. while in the US it seems you can live just fine with a lot of debt that somehow nobody bothers to collect.
And your hospital in Europe DOES collect the half million Euro bill, for say a heart transplant, from your insurance company. You just never see the massive bill because it goes directly to your insurer but someone always pays.
>I've paid out of pocket for a medical procedure in Europe
For a second time in a row now you're deviating again from the topic of my point of debt collection just to go on an off-topic rant again on how expensive the US is compared to what you did in Europe. Why do you keep doing this? Are you trolling or is it some attention deficit disorder I should account for?
Forget about medical bills. Let's say you have 50 Euro debt from an unpaid internet/electricity bill if that makes it easier for you to get out of the medical conversation into the debt collation US vs EU topic. In the US you can doge unpaid bills and rack up debt with little to no consequences, while in the EU not since the government goes after you, which makes the debt situation for US citizens incomparable to Europeans. Are you following so far or are you still fixated on how cheap medical bills are for you in Europe?
>The 50 buck debt in europe will be collected because it is an actual debt, not something some hospital made up.
How do you decide what is actual debt and what is made up?
With that logic then all debt is made up because all money in circulation is made up and all prices are made up. I'm gonna walk out of the restaurant without paying the bill because we all know the 200 Euros for a steak is a made up price.