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Man this is a hellscape.

I can quickly see something like this turning in an AI arms race between insurance and the provider with each auto-approving/denying/disputing the other. All the while locking out smaller players because they can't afford the 3rd party disputotron.



In fact, you could take out an insurance which will help with the Disputotron costs, should they arise. No you can't know the costs in advance.




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