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Asking users to participate in "two-factor authentication" seems like a great way to match people's personal information to particular devices.

So maybe we have a double-edged sword here. If you want to be able to authenticate you have to give some company the ability to track you and monitor all your activity (which they will try to "monetize"). It sounds sort of tinfoil hat but this is what we are facing.

The reason: We insist on using the web and other "client-server" approaches for almost everything we do using the internet, instead of considering end-to-end, peer-to-peer approaches. Things are so insecure when everyting goes (mostly) unencrypted over the open web via middleman (Facebook servers, Gmail servers, etc.) that we need to try things like "two-factor authentication".




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