I also believe that idealistic people will go to great lengths to convince themselves that their desired outcome is, in fact, the moral one. It starts by saying things like, "Well, what is harm, actually..." and then constructing a definition that supports the conclusions they've already arrived at.

I'm quite sure Sam Bankman-Fried did not believe he was harming anybody when he lost/stole/defrauded his investors and depositors' money.