Being brought to court is not the same as being brought to justice. Look at our president, he's been to court a lot--been indicted even--and he's still in the fucking oval office. These companies will get a slap on the wrist and nothing will change.
That's a mortgage rate. Interest rates are usually described generally by using the Treasury rate, which is currently hovering around 4%, which is on the low side of the long-term historical average, which is more like 8% and has been up to 15%. A few years ago, it was 2%. The jump up to 4% is a reversal of a decades-long downward trend, which occurs because more money is in circulation each year, relative to the amount of money the government spends.
Antitrust enforcement is when it's enforced. Court cases are merely attempted enforcement so far.
Citation needed. The current mortgage rate is 6.8% for 30 years.
> a lack of antitrust enforcement
Citation needed. Google, Meta, Amazon, Apple are all in court for antitrust cases.