> If done through third parties directly the scammers will not make unsubscribing easy and it will not be as easy to find out where you are subscribing.
This is fairly quickly resolved though - if anything close to 1% of customers complain to their banks that they don't want this payment and can't cancel it, triggering a chargeback, the scammers end up entirely blocked from the payment networks entirely in pretty short order. If you end up banned from Visa & Mastercard your whole operation is permanently kaput.
Also, this might be a non-US thing, but over here most modern banks (e.g. Revolut) will let you view & block recurring payment authorizations directly from your banking app anyway.
This is fairly quickly resolved though - if anything close to 1% of customers complain to their banks that they don't want this payment and can't cancel it, triggering a chargeback, the scammers end up entirely blocked from the payment networks entirely in pretty short order. If you end up banned from Visa & Mastercard your whole operation is permanently kaput.
Also, this might be a non-US thing, but over here most modern banks (e.g. Revolut) will let you view & block recurring payment authorizations directly from your banking app anyway.