Sorry for any misunderstanding. To be clear, there are two problems:
1. Students going into debt to get a degree simply because a job req calls for it, but potentially doesn't use the degree. Think "business administration" amongst others. The "Bachelor's Checkbox" on an application if you will. The debt they incur is the cost to increase their white collar lottery odds.
2. Degrees in domains that are crucial for the work to be done, but the financing model is fucked. Engineering, MD, etc.
Both require solving for, but in this context, I am addressing the former.
1. Students going into debt to get a degree simply because a job req calls for it, but potentially doesn't use the degree. Think "business administration" amongst others. The "Bachelor's Checkbox" on an application if you will. The debt they incur is the cost to increase their white collar lottery odds.
2. Degrees in domains that are crucial for the work to be done, but the financing model is fucked. Engineering, MD, etc.
Both require solving for, but in this context, I am addressing the former.