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> With some luck it will be even routed to your bank. Then it will fail due to invalid authentication.

What if you're mimicking the swiping-type of payment protocol? Shouldn't the magnetic stripe be relatively easy to clone?

> I think there's a defcon talk on YouTube that details the exchange.

Is it this one? -> https://m.youtube.com/watch?v=EBZlt1E8drE




No hardware on the phone to emulate swipe :-) But yes, magstripe is easy to clone - main reason why it is dying.

The one you shared is fine, but it's overview on whole ecosystem. Something NFC focused would be probably more helpful like these two https://youtu.be/7ElZBI9PufY

https://youtu.be/tFi0vYuYeAI


Thanks so much!




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