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Uh, no, it's a group plan so it's cheaper.



Not necessarily. The risk profile of the group in a specific self insured business is not guaranteed to be healthier than one not part of a business.

Most states publish their approved premiums for healthcare.gov plans, and I don’t think I’ve encountered a self insured business plan with materially different premiums/deductibles/oop max.


It can be.

It often isn't, especially if you're the user using the plan.




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