Is that more or less likely than the state deciding to block your access to freedom, and arresting and imprisoning/deporting you?
When you live in an authoritarian state with arbitrary law 'enforcement', the problem isn't the payment system that you're using. It's that you no longer live in a country of laws.
And that's not a problem that's going to be solved by using dead tree money.
More likely, by a huge margin, since it takes only checking a box in some software system, whereas the alternatives you mention need a lot of messy work to achieve.
States that aren't governed by rule of law have no issue with doing 'messy work'. All the pieces of the security apparatus are already there, and they are full of people who will obey.
When you live in an authoritarian state with arbitrary law 'enforcement', the problem isn't the payment system that you're using. It's that you no longer live in a country of laws.
And that's not a problem that's going to be solved by using dead tree money.