> Renting second-hand means 'subletting'? Or something else?
Renting second-hand means renting outside of the rent-controlled system. Either from someone who owns the apartment (or rather a stake in the HOA corporation) or someone who has a first-hand (rent-controlled) contract.
The HOA corporation thing is actually really nice most of the time, the two big downsides is that you can't do major renovations or renting your apartment without asking permission.
The paperwork to buy/sell real estate is really minimal if you buy through a HOA, also makes mortgages paperwork a lot easier. HOAs are regulated by the government so banks only need minimal information to authorize loans for HOA-property. Also the banks won't loan to buy property in mismanaged HOAs (HOAs with too much loans) so you don't need to do a lot of due diligence yourself.
So for real state ownership the government kinda handed over control to HOAs and decided to regulate the HOAs instead of doing it all themselves.
Note that HOA is the equivalent term in english, in Sweden the name is BRF (bostadsrättsförening) which means the same thing.
Renting second-hand means renting outside of the rent-controlled system. Either from someone who owns the apartment (or rather a stake in the HOA corporation) or someone who has a first-hand (rent-controlled) contract.
The HOA corporation thing is actually really nice most of the time, the two big downsides is that you can't do major renovations or renting your apartment without asking permission.
The paperwork to buy/sell real estate is really minimal if you buy through a HOA, also makes mortgages paperwork a lot easier. HOAs are regulated by the government so banks only need minimal information to authorize loans for HOA-property. Also the banks won't loan to buy property in mismanaged HOAs (HOAs with too much loans) so you don't need to do a lot of due diligence yourself.
So for real state ownership the government kinda handed over control to HOAs and decided to regulate the HOAs instead of doing it all themselves.
Note that HOA is the equivalent term in english, in Sweden the name is BRF (bostadsrättsförening) which means the same thing.