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What if they didn't buy it on a credit card? I think I've bought 6 or 7 things on a credit card my entire life. I don't like pointless debt.


If you're using a credit card for its benefits (like buyer protection, which I have several times over the years) and have the money to pay it off immediately, it's not pointless debt, but a net benefit to the purchaser.


> What if they didn't buy it on a credit card?

Then they have fewer options.




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