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> Are they "rings" or "gangs" or whatever scary name they're using this week?

As someone who is very into the "scambaiting" hobby of hunting down identity thieves, phone call scams, etc I would imagine they would look something like these operations you see in India or Russia where you get have an office full of professional thieves calling elderly people and scamming them out of their bank accounts, harvesting data or getting them to sign up for useless subscriptions. In 2023 alone there was $43 billion lost from identity theft. There was $200 billion in fraud from the various covid hardship assistance programs. These programs are huuuge and they have ballooned beyond what is logical in the past few years. Even democrats talk frequently about medicare fraud.




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