Cars are insured and the consequences of a stolen car are not very high. Big difference from losing your retirement account or proprietary ip of a business.
Consequences of a stolen car are directly obvious and noticeable, and we can't get some people to apply security there. How do you think that's going to work in a system with so many levels of abstraction and typically huge numbers of people involved?
Cars are not stolen very often. Sure you can look up national statistics and find large numbers, but for the average person (who generally isn't in a "bad neighborhood") it something that only happens in movies.
That seems pretty relative. The consequences are probably high enough for most people. You have the hassle of not having a car, then getting a rental, dealing with your insurance, eventually getting a check for what similar used cars go for, which may be in worse condition and who-knows-what mechanical condition, so then if you want a car that you can (pretty much) trust, you have to buy new which is an unplanned expense. If you're not in a good position financially, it can f things up for you. Especially if you have personal belongings in the car which are not replaceable and probably won't get full value for if you even think to report it to your insurance such as sunglasses, USB cable, emergency seat-belt cutter, first aid kit, tire iron (if you don't want to use the crap one that came with the car), floor liners, seat covers, etc.
OK. You’re gonna lose $100-$200 worth of crap in your car and possibly pay out a $1000 deductible. How does it remotely compare to losing your retirement account or say having all your nude photos sent to your contact list?
For some people, maybe they can't afford to lose $1000-$1500 and the time, all which might be a bigger deal than some nudes getting out.
For myself, my personal and professional contact lists wouldn't be pleased, and I would apologize to them, but it's not going to cause me to lose any money. I'm certainly not going to be embarrassed about nudity or body shape/condition. Everyone is nude under their clothes, and other people have the same body shape or maybe even medical conditions. (Unhygienics is something else though, and that would be unpleasant.)
Also, I don't let anyone take nudes of me, nor do so myself, because it's just easier to assume that anything digital might be hacked one day.