You're ignoring a litany of intentional efforts by powerful people to keep the system as broken as possible so that they can take advantage of it. Things didn't just get this bad on their own; this is the result of decades of strategizing, billions of dollars in lobbying, and intentional efforts to profit off of the sickness and death of others. It's not like there's a lack of responsibility to go around.
What you say is true, but collectively people are ultimately to blame for their non-vigilance when their rights are slowly eroded.
Look at even small groups of common people, the most power hungry get to the top, common people vote for the most charismatic/popular, not the most competent. Blaming the powerful evil people is self defeating and absolves personal responsibility.
Common people are also a divided lot. Petty issues, bickering and entertainment keep them engaged. As the saying goes: divide and rule.
"When all are guilty, no one is; confessions of collective guilt are the best possible safeguard against the discovery of culprits, and the very magnitude of the crime the best excuse for doing nothing."