He is just another drone responding to the market signals and the incentives are structured in a way to select for this kind of behavior. Yes, he can very well be morally corrupt, but it's not the point.
Hence why I've been a heavy critic of ideologues spewing about capitalism without ever considering how we should imbue morality into an amoral system.
Being morally corrupt is kinda the point, less educated people manage to maintain a sense of morality while living under this system, they aren't rewarded for it but still have character enough to not be corrupted. His choice of participating on a clearly immoral scheme is conscious, responding to the incentives comes from a failure of character.