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> Who decides what care is "needed"? Everyone is going to die eventually.

When the decision maker is accountant, RN, or AI versus physician, I know who _shouldn't_ be deciding it.

The two experiences I've seen first hand (coincidentally both UHC):

A willingness to deny vastly improved QOL for a simple surgery unless I spend an extended amount of time to determine whether somehow, a nasal spray would straighten the cartilage of a 95% deviation to the septum.

As a paramedic, the realization that UHC routinely denied paying for HEMS (air ambulance) for serious car accident patients to trauma centers because of "lack of pre-authorization".




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