Well it's not just a carbon credit, it also provides subsidized public transport to everyone, reduces congestion, improves city air and likely cuts road deaths. Arguably tax dollars extremely well spent.
Except that due to this cheaper ticket congestion on trains is horrible and since the infrastructure is poorly maintained it’s quite common to be late by 1-2 hours while being packed in a sardine tin.
That's a matter of train infrastructure and frequency keeping up with demand. There's a big lag there. You don't just buy 100 new trains overnight. It's a symptom of ramping up. Not of high usage.
I live in Barcelona and here the metro comes every 2-3 minutes. Even during the night it might be 7 minutes. This helps so much with congestion but also trip planning: no need to check train times before you go. Id imagine busy routes in Germany could do similar.
The big benefit of this is also not needing a car. Not having to worry about maintenance, write-off, finding parking and the cost thereof, summer and winter tyres, damage, no-claim bonus, travelling while having drunk, going back from a different place than you arrived. It's so incredibly more convenient than having a car. All at a flat rate of 21€ here.I hope never having to need one again.
€21.35 for a T-Usual card which allows unlimited travel on all public transport for 30 days, yet you still have people in here kicking and screaming to use their car and roads