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> You need to specify an exchange rate somewhere.

Right. As I mentioned earlier exchange rate services would need to be integrated into the API.

Also, exchange rate services would not be needed until a conversion is necessary. For instance, when adding money of different currencies internally the Money type maintains currencies separately, subtotals for USD, EUR, etc. are managed. If at a later time the sum of Money should be displayed, deposited, etc. as a single currency, only then is an exchange service involved.



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