Money, imo, buys security. The more you have in theory the less you have to worry about your mortgage (if any), healthcare, retirement etc. By taking the issue of financial security off the table it allows people to pursue whatever brings them happiness, instead of worrying about paying bills.
Absolutely. I know people who have money but aren't really happy. Let's say they're clueless about how to get some needs in their lives that money can't buy. Love for example. I've seen people who attempt to buy their love and it does not end up very well. Also mental health. Though people who have money have a higher likelihood of solving their mental health crises due to more available resources don't always do better than people who don't have money.
