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Another thing that could be fixed if we wanted to ensure that wealthy people actually pay taxes during their lifetime would be to treat taking out a loan using an asset as collateral as effectively the same thing as selling the asset and buying it back at the same price. They then have to pay capital gains.ize

Taxing unrealized gains in general I think is impractical since many assets simply don't have well-defined valuations, but if you take out, say, a $10 million loan using, say, shares in a privately traded company, then those shares are apparently worth $10 million dollars because the owner and the bank agreed they were.



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