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> The loan is paid back after the step-up in basis. That's the loophole.

Presuming you can continue to service your debt payments as interest rates and your income varies over time, and are never subject to a margin call due to a drop in the value of your collateral, something even the most powerful are at risk of: https://www.ft.com/content/cf78d815-7ade-40fc-a68d-ec73accb7...

It’s not really any different than what the average American family does with their home.



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