And I guess that makes sense for Germany. Where I live, loans are basically guaranteed and almost free for students especially if you are graduating in a degree with good job prospects. This allowed my dad to basically switch paths entirely when he was like 40, as it paid for his entire spendings during his degree and he could do it easily in north America. It was basically impossible for him to do something similar in France.
in my time there were two ways to university. gymnasium or gesamtschule. i understand that it was somehow possible to switch from other schools if you had very good grades, but it wasn't natural or obvious. at the gesamtschule i believe only the worst students were denied to continue, and i think about a third of all students actually did continue after 10th grade in my year. (i don't remember the specifics as i actually went on to be an exchange student for grade 11, and i came back to school for grade 12)
i don't know if switching schools became easier or harder, but today i would only send my children to a gesamtschule where it was certain that they would not be under undue pressure in order to be able to continue after 10th grade. in my opinion the three-tiered system might as well be abolished because evaluating 9 year old children whether they might be capable of passing the abitur some 9 years later is absolutely dumb and misguided, and forcing them to switch schools will also hurt their socialization as they lose touch with some friends and have to find new ones.
the system should be replaced with a highschool like system that allows everyone a chance at passing the abitur, and only those that specifically opt to learn a trade instead should be able to leave school earlier, and even those should be offered a short path to an abitur test if they complete their apprenticeship.
on the other hand there is no problem entering university in germany at 40. it's free, so what should stop you? i actually did become a student again at age 30 for a short time. noone suggested that that would be wrong.
getting a loan for that is an entirely different matter. conservative thinking and ageism suggests that nobody has good job prospects starting a new career at that age. but you can do it if you get a part time job (actually, if you switch your current job to part time, which is something you are allowed to do by law in germany) and then use the remaining time to study. if classes are still structured the way they were in my time then you can study at your own pace. it may take a bit longer, but then i also expect that at 40 you are more driven to focus on getting stuff done so i don't think part time study will double the time you need to complete your studies.
And I guess that makes sense for Germany. Where I live, loans are basically guaranteed and almost free for students especially if you are graduating in a degree with good job prospects. This allowed my dad to basically switch paths entirely when he was like 40, as it paid for his entire spendings during his degree and he could do it easily in north America. It was basically impossible for him to do something similar in France.