My understanding of the Chinese credit score system is that, unlike the US credit model, it includes your personal social media posts.
Thus the negative press in the US was specifically about that, with fear that if you ever, say, criticize the wrong person or expressed an unpopular opinion you'd end up paying a premium on your loan or even be unable to get a mortgage.
Since there's a fairly high opacity to the US credit scores I wouldn't be surprised to find these things added to the US credit score too as an opt-in mechanism to save money similar to how we can now choose to get a key fob to prove to our insurance companies that we drive within the speed limit.
If being anti-government in the US was something you could get arrested for and therefore stop paying your debts because of, I think it'd get added to credit scores pretty quickly.
Thus the negative press in the US was specifically about that, with fear that if you ever, say, criticize the wrong person or expressed an unpopular opinion you'd end up paying a premium on your loan or even be unable to get a mortgage.
Since there's a fairly high opacity to the US credit scores I wouldn't be surprised to find these things added to the US credit score too as an opt-in mechanism to save money similar to how we can now choose to get a key fob to prove to our insurance companies that we drive within the speed limit.