I guess it might depend on skill set, but I disagree. I have so many less headaches & problems with self hosted FOSS solutions. No rug pulls with subscriptions or just outright killing a product by surprise, total control of the data & server, everything is in my hands which makes it much easier to keep operational however long I want.

It’s easy to start with something like yunohost, sandstorm, etc to start with self hosting.

It’s easy to go down the rabbit hole of using an empty vps and that’s not reccomended

Yes, if you need to stay on training wheels, you have to pay someone.