I've been using a Hackintosh as my daily driver for nearly 15 years and they have always been rock solid, with months of uptime consistently. It's just a matter of starting with the right hardware.
People are free to look to support the hardware they have but 've always though it's stupid not buying well supported hardware in the first place, of which there is plenty.
Nothing, I'll just stick the last usable version, just like I'm stubbornly sticking to 10.14.6. I'll fight moving up each and every version by narrowing the software I use. Already happening and it's fine.
Most days I hope that we (as a planet) get past all those obfuscated vendor lock-ins but over the last decade we’ve watched the, get worse and tighter as they get backed up by lobbied laws. And now I’m worried that you’re 100% right.
But we can still be saved by big ideas. We (modern humans) have done it before. I just hope the seeds of it are already planted.
It’s not as if the OP can’t install a different OS that does support x64 processors. The OP is describing a Hackintosh, so there is no vendor lock in. For that matter, installing alternatives on x64 based Macs is also reasonably trivial and as Apple silicon matures, so does the reverse-engineering knowledge (much like it did with the ‘commodity’ PC components used for Linux today), and the vendor lock in issue disappears.
I’m in a similar position and I’m learning the KVM/QEMU way. So I hope I’ll manage to stay on Linux and add virtualised macOS and Windows apps to my stack. If it would work as I expect, then there’s no real need to even update those virtual systems. Since I need them only for some apps that aren’t on Linux (yet?). In my case those are Adobe After Effects on macOS or Windows and Pixelmator Pro on macOS. Other apps has decent counterparts on Linux for me.
People are free to look to support the hardware they have but 've always though it's stupid not buying well supported hardware in the first place, of which there is plenty.