100% this. I paid the increasingly common "privacy and control premium" for a Valve Index (which I'm very happy with) to avoid the entanglements of borrowing a headset from Meta for a large, up front, non-refundable fee.
Valve makes great unlocked hardware. I don't see the same argument working with Apple, however. Can't even upgrade an SSD in a recent mac not to mention individually cryptographically signed components like cameras and touch pads which can't be replaced without a visit to an Apple-certified repair person. Renting hardware indeed.
