It's coming. The law is a mess, and phasing in slowly. But it passed, and it's real. It will no doubt have to be fixed over the coming decades, but universal health care in the USA is a reality.

But the "lot of money" thing is just reality: health care costs a lot of money, period. And it must be paid. Coming up with a regime to do so without leaving people out or inappropriately burdening them is a hard problem, and frankly no entity, government or private, can claim to have solved it "well".