Of course nobody dumps their own games, but it's really common for people who already own the games to download a pirated copy to play on emulator. That's how I use Yuzu and Citra (which is especially great, so I don't have to squint at the crappy 3DS screens).
Technically illegal, technically "piracy"? Probably! But morally, who cares.
Technically illegal, technically "piracy"? Probably! But morally, who cares.