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Which is before taxes. Just like the 5% HYSA is before taxes. In the case of BOXX this is going to be 0-20% (depending on your income) whereas the HYSA tax will be 10-37% (depending on your income).



If you are subject to state or other local income taxes, then the HYSA is subject to those also, whereas BOXX would not be.


Great point, I missed that.




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